'Jan Suraksha' scheme: Govt launches new website for subscribers
By TIOL News Service
NEW DELHI, MAR 24, 2018: IN a way to provide more relief to the common man enrolled under social security schemes, the government has created an exclusive website-www.jansuraksha.gov.in which, hosts all relevant material or information including forms, rules related to this scheme in English, Hindi and regional languages. The progress of settlement of claims under the schemes is monitored regularly by the government. Any complaints in respect of the schemes are dealt in coordination with banks and insurance companies in getting it resolved expeditiously.
The Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY) were launched on May 9, 2015. These schemes are administered through both Public and Private Sector Insurance companies, in tie-up with scheduled commercial banks, Regional Rural banks and Cooperative banks. PMJJBY and PMSBY provide insurance cover to common people, especially poor and the under-privileged sections of the society
PMJJBY offers a renewable one year term life cover of Rupees Two Lakh to all subscribing bank account holders in the age group of 18 to 50 years, covering death due to any reason, for a premium of Rs. 330/- p.a. per subscriber, to be auto debited from subscriber's bank account. Similarly, PMSBY offers a renewable oneyear accidental death cum disability cover to all subscribing bank account holders in the age group of 18 to 70 years for a premium of Rs. 12/- p.a. per subscriber to be auto debited from subscriber's bank account. The scheme provides a cover of Rs Two Lakh for accidental death or total permanent disability and Rs One Lakh in case of permanent partial disability.
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